Private Sector

Social Security is the cornerstone of many private sector employees’ retirement income.  Figuring out how to make the most out of your benefit requires a strategy, careful planning, calculation and some time with a financial advisor to discuss Social Security relative to your overall financial plan.

While your situation may be unique, you likely have many of the same concerns and questions our clients have.

1)  When should I start my Social Security benefits?
2)  Should I file and suspend to receive a greater benefit in the future?
3)  What will my spouse receive if I start my Social Security benefit?
4)  Do I qualify for my ex-spouse's benefit?
5)  How does STRS or OPERS impact my Social Security?

We can help you answer these difficult questions.  With thirteen years of experience working with teachers and as CERTIFIED FINANCIAL PLANNER™ professionals, the people we work with tell us they feel better informed and more comfortable in making decisions at this important time of life.

Call or email us today to schedule your appointment.

Securities and advisory services offered through Cetera Advisors LLC, member FINRA, SIPC, a broker/dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at

Our Office of Supervisory Jurisdiction is located at:

137 Wilber Dr. NW, North Canton, OH 44720

Online Privacy Policy | Privacy Promise | Business Continuity | Important Disclosures | Order Routing

Website Design For Financial Services Professionals | Copyright 2021 All rights reserved